Money

The currency of The Kingdom of Morocco is the Moroccan dirham (MAD). One dirham is divided into 100 centimes, but centimes are rarely used in everyday transactions. Banknotes come in denominations of 20 MAD, 50 MAD, 100 MAD, and 200 MAD.

Coins come in 1 centime (Rare), 5 centimes (Rare), 10 centimes, 20 centimes, 50 centimes, 1 MAD, 2 MAD, 5 MAD, and 10 MAD denominations. Foreign currencies are generally not accepted for payments in Morocco, except at major international airports and some tourist-oriented establishments.

Payment Methods in Morocco

Morocco is a country where cash is widely used, but alternative payment methods are also gaining popularity. Here are the modes of payment you might use when visiting Morocco:

• Cash Cash remains a very popular payment method in Morocco, especially for small purchases. Large bills are commonly used and accepted, however, having smaller denominations is recommended for convenience, particularly when paying in taxis, smaller shops, local markets, and tourist sites. In rural areas and smaller towns, the acceptance of credit cards decreases, so it's advisable to always have some cash on hand.

Cash is often the only way to pay for small entrance fees at tourist attractions, smaller restaurants, and local shops. Many public transportation options, such as buses and trams, accept cash, but larger bills may not be accepted and drivers might not always have sufficient change. Vending machines, where available, typically accept 1 MAD, 2 MAD, 5 MAD, and 10 MAD coins.

• Credit and Debit Cards Credit and debit cards are widely accepted in urban areas, larger hotels, restaurants, and shopping centers. However, it is important to note that smaller businesses and establishments in rural areas may not accept cards, so carrying some cash is always a good idea.
• Mobile Payments Mobile payment methods are becoming more popular in Morocco, especially in urban areas. Services such as Apple Pay, Samsung Pay, and local mobile payment apps are increasingly accepted in larger cities and by modern retailers.
• ATMs ATMs are widely available in cities and larger towns, and they accept international cards. It's a good practice to withdraw cash in cities before heading to rural areas where ATMs may be less accessible.

By understanding these payment methods, you can ensure a smooth and convenient experience while exploring Morocco.

How to Get Your Dirhams in Morocco

Cash is essential in Morocco, as it is accepted in almost all situations, although credit cards can be a convenient alternative in many places. While theft and robberies are relatively uncommon in Morocco, it's wise to be cautious with large amounts of cash. Here are some ways to obtain Moroccan dirhams:

• Currency Exchange Currency exchange in Morocco is typically handled by banks, post offices, larger hotels, and licensed money changers, especially at international airports.
• Banks and Post Offices: Offer reliable exchange services with standard rates.
• Hotels: Convenient but may offer less favorable rates.
• Licensed Money Changers: Often found at airports and in major tourist areas.

Whether you should exchange currency before arriving in Morocco depends on your home currency. For example, the euro and US dollar are commonly traded in Morocco, often yielding favorable exchange rates. In some countries, local exchange markets might offer better rates, so it might be beneficial to exchange currency before your trip although not advisable.

• ATM Withdrawal ATMs are widely available in Morocco and accept international cards, providing a convenient way to withdraw cash.
  • Exchange Rates: Competitive, but service fees can vary.
  • Card Compatibility: Ensure your card is accepted by Moroccan ATMs. Check with your bank for any additional fees.
• ATM Availability: Generally accessible in cities and towns, though availability may be limited in rural areas. Some ATMs might have limited service hours.
• Credit Cards While not as universally accepted as cash, credit cards are widely used in urban areas, large hotels, restaurants, and shopping centers. It's always good to have some cash on hand, especially when traveling to smaller towns or rural areas.

Safety Tips

• Carry Small Denominations: Useful for everyday transactions and avoiding the need for change.
• Secure Your Cash: Keep large amounts of cash secure and split it among different locations on your person or in your luggage.

By understanding these methods, you can ensure you have the necessary funds for a smooth and enjoyable experience in Morocco.